If you have bad credit, call Bay Mortgage for help with applying for a Michigan mortgage. We are able to help you secure a mortgage even if you have bad credit or have filed bankruptcy. If you have hit some bumps in the road lately, and your bills are late, don’t delay to refinance - give us a call.

As a homeowner, you may qualify for a mortgage refinance, even if you have bad credit. Bay Mortgage offers several non-conforming refinancing programs for people with poor credit scores or a recent bankruptcy. Apply today for a bad credit mortgage from Bay Mortgage, and you could be on your way to financial relief.

Bay Mortgage provides several different loan solutions for people with bad credit. We offer competitive loan products like, second mortgages, refinancing, debt consolidation, purchase mortgage and home equity loans. Our mortgage team keeps you updated with mortgage news, home equity advice and information about your loan in process. Don’t miss this opportunity to lock into fixed rate refinance loan or consolidate some bills with one of our popular second mortgages. Don't let your past bad credit problems hinder your mortgage refinancing options. Consider refinancing your home or adding a second mortgage if you want to access cash or consolidate bills. Our refinance loans can help your credit rebound significantly, and will often increase your credit scores with timely payments.

Even with a bad credit history, we can assist you with all of your Michigan mortgage financing needs, whether you own or wish to purchase or refinance property in Traverse City, Grand Rapids, Ann Arbor, Detroit, Leland, Northern Michigan, Northport, Troy, Rochester, Novi, Northville, Flint, Suttons Bay, Harbor Springs, Charlevoix, Upper Peninsula, Lower Peninsula, Jackson, Lansing, Kalamazoo, Northwest Michigan.