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About Us - Home Thank you for visiting the Bay Mortgage website. Here you will find out about our company and how we can help with your individual needs. There are many stages to our lives and a mortgage is involved in most of them. We can help you transition from one stage (and most likely - your mortgage) to another. From that first starter home purchase, to funding the new baby’s room, restructuring of high-interest debt, refinancing, debt consolidation, to building your dream home or using your home mortgage as a wealth building tool – Bay Mortgage can help you along the way. Thanks again for taking the time to learn more about how we can help. Click here to apply online today Here's what people are saying about Dave Durbin and Bay Mortgage… "I spent over a year looking for a low interest 10 year fixed rate to refinance my lakefront home. I was told by other lenders that the rate I wished to refinance to was too low and that a "lock" was not possible. Upon my first communication with Bay Mortgage, Dave locked on my targeted interest and delivered the refinance in a professional and timely manner." Denny Paull "Working in Ohio and trying to purchase a home in Michigan's UP proved to be a very challenging venture with obstacles at every turn but Dave never gave up. Because of his knowledge and perseverance, I was able to conquer every hurdle and was approved for a loan with great rates and no PMI to buy my dream home!" Duke Morgan "We have financed over 5 loans with Bay Mortgage will continue using them due to the quality of customer service as well as the faith in them that we will get the best rates without the pressure that we get from other lenders." Jeff Jennette "I just purchased my first home and was very apprehensive about the whole process. Not only was Dave supportive, friendly and professional – he really made it painless and simple for me! I would highly recommend Bay Mortgage to anyone in any situation." Barb Arleth "Dave was absolutely wonderful. I am the type of person who always has a hundred questions. Dave was completely patient and friendly and got me the answers I needed in record time during my mortgage refinance. He made me feel like I was the only person he was working for. I refer EVERYONE to Dave." Lisa Greene "As a physician with a family, I have a busy schedule. The ability to apply online with Bay Mortgage and also communicate via email, phone and fax, allowed me to refinance on my time. It's refreshing to see this smart use of technology to make the process efficient and easy. I also appreciate Dave's industry knowledge. His straight forward, honest approach gives me confidence in my home financing decisions." Dr. Tim Madion "It's simple. I know that Dave Durbin knows the mortgage business better than anybody and I know that he will give me a good deal. I don't even bother shopping rates anymore." Tom Venhuizen "Bay Mortgage not only had lower rates than my bank; their fees were lower too. Dave was able to shop from several different lenders to find the best fit for my somewhat unique scenario. Dave also keeps me informed when rates drop and let's me know when it might make sense to refinance. My bank never provided that kind of service. From now on, I'll work with Bay Mortgage." Megan Madion |
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